Compare Malpractice
Insurance in Seconds
Enter your specialty, location, and coverage needs. Instantly compare premiums from multiple carriers — including multi-year claims-made projections.
How It Works
Three simple steps to a smarter malpractice insurance decision.
Enter Your Details
Select your medical specialty, practice ZIP code, and weekly hours. We support 60+ class codes across all 51 states.
Set Your Coverage
Choose claims-made or occurrence, set your liability limits, effective date, and any applicable discounts.
Compare & Project
See premiums from every carrier side by side. For claims-made policies, view 10-year projections and find the crossover year.
Built for Informed Decisions
Everything you need to evaluate malpractice coverage — no phone calls, no waiting.
Multi-Carrier Comparison
See premiums from 6 carriers ranked side by side. Understand exactly how base rates, territory factors, and discounts drive each price.
10-Year Premium Projections
Claims-made policies mature over time. See exactly how step factors change your premium year by year and find the crossover year where one carrier becomes cheaper than another.
Claims-Made & Occurrence
Quote both policy types in a single flow. We handle retroactive dates, new doctor discounts, and claims-free history automatically.
Flexible Coverage Limits
Choose from 9 standard limit options — $100K/$300K through $2M/$6M. Switch limits on the fly and see premiums update instantly.
See What You Get
Carrier quotes ranked by premium, with full factor breakdowns.
See Where the Cheapest Carrier Flips
Claims-made premiums follow a step-factor curve as your policy matures. A carrier that’s cheapest in year one may not be cheapest in year five. Our projection tool shows the full 10-year premium path and highlights the crossover year.
Ready to Compare?
Join medical professionals who use MPL Quote to make smarter insurance decisions. It takes less than a minute.